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Todd Benware

Branch Manager, Mortgage Loan Originator

NMLS ID: 296558 DRE LIC NO. 01204874

Todd Benware, a San Diego native and seasoned real estate investor, is the Producing Branch Manager at the Del Mar Branch of Home Plus Mortgage. With an impressive 30-year track record as a top-producing loan officer, Todd launched his mortgage career in 1995 and has since held key roles with several companies, including originating loans and managing teams of loan officers.

His extensive industry knowledge and strategic insight set him apart, enabling him to provide clients with expert guidance toward the best mortgage solutions. Licensed in most states, Todd’s commitment to educating his clients and delivering an exceptional customer experience has fostered lasting relationships, resulting in thousands of satisfied clients across the country.

Outside of his professional career, Todd is a dedicated father, an avid skier, and remains deeply involved in his local community.

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Bascha Whiteside

Operations Manager, Mortgage Loan Originator

NMLS ID: 2584988 DRE LIC NO. 01239999

Bascha Whiteside brings over two decades of expertise in real estate, business management, and finance. In 2024, she joined Todd Benware’s team as the Operations Manager and a Mortgage Loan Originator, playing a pivotal role in supporting the team and its clients.

Bascha has earned the designation of Certified Veterans Lending Specialist, equipping her with the knowledge to better serve veterans and active duty service members with care and expertise. In addition to supporting the team, she also originates her own loans, working directly with clients to help them secure the right financing solution for their needs. 

She specializes in the early stages of the loan process, guiding clients through documentation, managing timelines, and ensuring each file is prepared for a smooth transition through processing and underwriting.



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Legnaly Ramirez

Loan Processor

With over a decade of experience in the mortgage industry, Legnaly Ramirez has held roles in both sales and operations, with a primary focus on processing. This extensive background has equipped her with a cohesive understanding of the loan process, enabling her to recognize and address potential issues proactively to ensure a smooth, efficient experience for both loan officers and borrowers.

Legnaly is proficient in handling a diverse range of loan types, including FHA/VA, conventional, private money, non-QM, reverse, and commercial files. This versatility and expertise makes her a valuable asset to the Todd Benware Team, delivering high-quality service and seamless transactions.


OUR MISSION STATEMENT
“Educating our customers with the best possible advice, providing the highest level of customer experience &
the most competitive rates.”