A jumbo loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan. The maximum amount for a conforming loan is $548,250 in most counties, as determined by the Federal Housing Finance Agency (FHFA). Homes that exceed the local conforming loan limit require a jumbo loan.
Also called non-conforming conventional mortgages, jumbo loans are considered riskier for lenders because these loans can’t be guaranteed by Fannie and Freddie, meaning the lender is not protected from losses if a borrower defaults. Jumbo loans are typically available with either a fixed interest rate or an adjustable rate, and they come with a variety of terms.
Allied First Bank,sb
3201 Orchard Rd
Oswego, IL 60543
Mortgage Loan Originator
Loan Production Office
1011 Camino Del Mar #236
Del Mar, California 92014
Phone: (800) 511-4080
Allied First Bank,sb is not affiliated with the VA, FHA or any other government agency. This site has not been approved by any government agency.
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